Name: Marina Afzal Designation: Associate Lecturer, University of Gujrat PhD Student:Currently pursuing PhD in Finance at University of Gujrat I am Marina Afzal, a dedicated and passionate academic with a strong commitment to teaching and research. As an Associate Lecturer at the University of Gujrat, I have the privilege of inspiring and guiding students in their academic pursuits. My expertise lies in Finance , and I have a strong research background in earning management. Academic Background: I am currently pursuing my PhD in Finance at the University of Gujrat, where I am exploring pairs trading under the supervision of Dr Muhammad Usman. My academic journey has been marked by a strong foundation in BBA and PhD which has equipped me with a solid understanding of this field. Teaching Experience: As an Associate Lecturer at the University of Gujrat, I have been teaching financial courses to undergraduate. My teaching philosophy is centered around creating an engaging and inclusive learning environment that fosters critical thinking, creativity, and intellectual curiosity. I am committed to providing high-quality education and mentoring students to achieve their full potential